Turning 65? Here’s Your 3-Step Medicare Checklist

Woman holding balloons that spell out “65.” Photo is captioned: “Easy Medicare Checklist” and “Springwater Insurance Group”

Approaching 65 is a great milestone! Celebrate another trip around the sun without the stress of uncertainty using this easy 3-step Medicare checklist.

1.) Determine: Are you currently drawing Social Security Income?

If Yes: Great, you will be automatically enrolled in Medicare parts A & B, and your Medicare card will arrive in the mail around the start of your IEP. 

If No: That’s ok, you don’t have to yet. You will need to apply for Medicare on your own via Social Security either online, by phone, or at a SS office. Our staff at Springwater Insurance Group can also assist you through your application process. 

2.)  Find out when your Initial Enrollment Period begins. 

Your Initial Enrollment Period is when you begin to receive, or can apply for Medicare and any additional Medicare Health Plans such as Medicare Supplement Plans, Prescription Drug Plans, and Advantage Plans. It’s crucial to establish your plan during this time to  avoid unnecessary penalties. 

Your Initial Enrollment Period  begins three months prior to your birthday month, and ends three months after your birthday month. Our staff at Springwater Insurance can teach you about the additional plan options available in your area. 

3.) Set up a Free appointment with an Independent Agent

WHY? Unlike single-company agents, independent agents can help you shop and compare all your medicare plan options, across multiple insurance companies. In North Central Washington? Our agents at Springwater Insurance Group can help you; enroll on time, avoid penalties, and stay informed of upcoming plan changes- at no cost to you!

CALL (509) 888-2600 TODAY to schedule an appointment

Once you meet with an Agent at Springwater Insurance Group, you can rest easy knowing you’re in good hands! We’ll keep you carefree and covered year round.